Working For You …

The importance of listening and acknowledging clients’ needs is the key function in selling Real Estate.Using the latest technology in real estate gives us an edge in discovering the best home for our clients. Our agents have drive and passion! Our reputation has been built on honesty, experience, and outstanding service.

Initial Consultation

  • During our first meeting together we’ll want to obtain as much information as we can to help you find and purchase the right home.
  • Anything and everything you can tell us as to what features you would like to have, the style of house, and the areas you are most interested in, will be extremely helpful to us.
  • Also, we’ll want to determine the price range you will be qualified for. We can then share with you what the current market conditions are and what the market has to offer.

Pre-Qualification

  • Either before or shortly after you meet with us, we feel it’s very important for you to meet with a lender to get pre-qualified.
  • We know of many good lenders who will do this for free.
  • This way you will know exactly what price you can afford to buy.
  • Also, once you find the home you would like to buy, a pre-qualification letter will add strength to your offer and help you be fully positioned once your offer has been accepted.

Let’s look at property

  • Once we’ve determined your needs and we know what price range to look at, we can then show you the best available homes.
  • We recommend looking at no more than 4 to 6 homes at a time.
  • Feedback from you is greatly appreciated by us. If we don’t find the right home, we’ll keep looking until we do.
  • We constantly keep abreast of the latest inventory and will immediately pass on this information to you.

Offer to Purchase

  • We will draft the Purchase agreement for you, advising you on protective contingencies, customary practices, and local regulations. At this time you will need to provide an earnest money” deposit, usually from 1 to 3% of the purchase price. (This deposit is not cashed until your offer is accepted by the Seller).
  • Presentation of the offer: We will present your offer to the Seller and the Seller’s agent.
  • The Seller has three options:
    1. They can accept your offer
    2. Counter your offer
    3. Or reject your offer
  • Our personal knowledge of your needs and qualifications will enable us to represent you in the best way possible.
  • We will review the Seller’s response with you. Our negotiating skills and knowledge will help you in reaching a final agreement.

Offer Accepted- Escrow is opened!

  • When the Purchase Agreement is accepted and signed by all parties, we will open escrow for you. At this time your earnest money will be deposited.
  • The escrow, or title company will receive, hold, and disburse all funds associated with your transaction.
  • Contingency period after acceptance This is the time allowed per your Purchase Agreement to obtain financing, perform inspections, and satisfy any other contingencies to which your purchase is subject.
  • Most common contingencies include:
    1.  Approval of the Seller’s Property Disclosure Statement
    2.  Approval of the Preliminary Title Report
    3.  Loan approval, including an appraisal of the property
    4.  Physical inspections of the property

Homeowner’s insurance

  •  We will coordinate between your Insurance Agent and the Title Officer to make sure your policy is in effect at close of escrow.

Down payment:

  • You will need a Cashier’s Check or money transfer several days prior to the closing date of escrow.

Close of escrow

  • When all of the conditions of the Purchase Agreement have been met, you will sign all of your loan documents and closing papers, this usually happens 1-2 days prior to closing and you taking possession of your new home.
  • You will deposit your down payment and closing costs to escrow and your lender will deposit the balance of the purchase price.
  • The Deed will then be recorded at the County Recorder’s office and you will take ownership of your home.